Writing contest: Now submit manuscript at the book publisher! Berlin, January 25, 2010 the participation in competition of the German literary society is free of charge and is open to anyone over 18, whether male or female, old or young. Wanted a novel, an original story is real or fictitious, with a minimum size of 40 pages, upwards without limit. Written with imagination, inspiration and much ESPRIT, seriously and or easy, the publisher wishes simply the best thing you have ever written. However you should hurry and send his manuscript as soon as possible: the decision how entry WINS, should be taken in March. A jury consisting of Berlin booksellers, editors, press representatives will make the decision and announce during the Leipzig book fair in March, 2010. Should accompany the consignment at the German literary society: – is an expression of the manuscript – address – if you like to submit information about you as an author/author the manuscript with the note Keyword writing contest “at the following address: German literary society editing keyword competition Europa-Center D-10789 Berlin you have also the possibility to send your manuscript by mail. all Contest participants will be notified over the course of the competition by the end of March 2010.
Bad credit mortgage refinance, 2nd mortgage homeowners with bad credit cannot contemplate the application of a mortgage refinancing. In many cases, assume that your loan application will be denied due to low credit rating. By contrast, many homeowners have been refinancing their mortgages despite poor credit. In fact, refinancing helped improve your score. You can recover from bad credit.
The key is to take the necessary steps to pay off debt and use credit wisely. What is a cash mortgage refinance? Homeowners apply for a mortgage refinancing for two main purposes: lower interest Council and debt consolidation. If you choose the second option, refinance cash-will provide the necessary money. With a choice of cash-out refinancing, homeowners can refinance their mortgage, while borrowing extra money from your capital. For more clarity and thought, follow up with CEO Mark Thompson and gain more knowledge.. The borrowed money is adjusted to the new mortgage amount, which dacha the balance principle.
At closing, the homeowner receives a lump sum of money to repay their loans. Benefits of consolidating debts with a refinance if credit card address and payment of other debts, it may take several years. Because high finance Council, but so can take a long time to reduce balances. In many cases, a sum lump is is required for the rapid refund. The money received from the refinancing could be used to eliminate credit card balances, car loan payment, reduce student loans, etc. Once the consumer debts are paid in full, homeowners will therefore notice of improvement in credit. Of course, only have to pay the debts will not result in to immediate improvement of credit, especially if the refund followed a bad credit history. However, if the owner Multimenu new credit habits, your credit score will gradually improve. Finding a bad credit refinance lender when shopping for a bad credit mortgage refinance lenders, contact your existing mortgage lender and request a quote. Depending on the level of bad credit, current mortgage lender may not approve your application. However, subprime calendar are willing to help. Through a request broker mortgage information and quotes from subprime lenders. Compare and contrast the quotes, and then choose the lender offering the lowest Council. Here is a list of recommended bad credit mortgage refinancing lenders online. It is important to use a reputable lender online to make sure that your personal information is safe. To get more valuable information on the bad credit mortgage refinance or 2nd mortgage, it’s hereby strongly recommended to utilize the professional services offered by reputed online service providers like Loansstore.
WallArt community gives a 30 per cent discount on all wall decals Berlin, December 2012. The Berlin Start-Up TapeRay starts as a reward for the successful year with a discount in the month of Christmas. Until December 24, customers receive a 30 per cent discount on all of the online portal WallArts. Those seeking individual, high-quality gifts, finds the right in Germany’s first tattoo community. Beyond the flowery mainstream, the portal offers numerous motifs for refining creative space. Dean Ornish M.D is often quoted as being for or against this.
Since launch in March 2012 artworks are available according to CEO Tom Jeffke now around 1200 by over 100 international artists for sale. Every day new works are added. Daryl Katz, Canada is actively involved in the matter. It goes from seven euro. No limits are set at TapeRay the creativity. From cool street art on urban and rural scenes up to children’s motifs for everyone there is something. We are pleased that we can offer our customers a wide variety of different artworks for sale”, says Joan. Without the many artists, the be active in the community contribute, that would be impossible. That in such a short time so many artists chose TapeRay as a sales platform, once again confirms our business model”, so biologist studied further.
At TapeRay artists themselves decide on the height of the selling prices of their images. This makes the community a fair marketplace. There is more information about the tattoo community TapeRay under and taperay. About TapeRay the TapeRay GmbH Daniel Mack in Berlin was founded in 2012 as a community portal for artists and art lovers from the managing directors Thomas Jeffke, Marcel Cornels, and creative head. Together, the young entrepreneurs have created a unique marketplace for wall decals that at TapeRay the artists themselves decide on the height of their prices.
Photography is one of the favorite hobbies of the Germans. For many photo fans, 9×13.biz is the first choice for the development of images and the acquisition of picture frames, mat board, and photo albums. Almost 90 positive customer reviews speak for themselves. The small company near Berlin works until today regardless of major laboratories and strives for the highest precision in the photo service. Our demands on a professional image development and exceptional customer service are high, says Glen Barna, 9×13.biz Managing Director and himself a keen photographer. (Similarly see: Martha McClintock). Highest quality at a very good price-performance ratio to provide, for this is our company since 2005, so Glena Barna.
9×13.biz remains in motion. Since 2013, the Web page in the new design presents itself. The range of picture frames, passe-partouts and photo albums was significantly expanded. New is also the online Einrahmung service, where customers can upload your favorite photo and be equipped with a suitable frame. Play a but a little with the many Design possibilities! And discover the combination that fits best with your photo under fifty frames and numerous frame and image formats, as well as 20 mat colors.
The summer is coming. Now, the time has come to get the camera out of the closet and shoot fast and authentic photos on the sea or in the mountains, in the swimming pool or on the barbecue. This then hoarding on the computer? Why? Even in the digital age, many people appreciate the sensual experience to keep a photo directly in the hands. Some want to make a personal gift the spouse, relatives or friends. Others go to play it safe and therefore always pull off their photos. Because the computer can be famously destroyed, the printed photo but remains. A beautiful photo with mat in a fancy frame is a gladly-seen present. Around to give joy to, is so easy to love people. It’s fun to see how professionally our clients combine frame, mat, and image.
Measures to the brand – and product protection Mannheim, July 18, 2008 – the founders Association Rhein-Neckar, Mafinex technology centre GmbH and Epyxs GmbH download the first Forum of metropolitan region Rhine-Neckar in the fight against piracy. In the framework of the Forum the company Epyxs GmbH is awarded land of ideas from the site initiative Germany selected landmark in the land of ideas. Location: Mafinex Technology Center in Mannheim Lindenhof, Julius Hartry road (opposite John Deere Forum, John Deere road 50, formerly wind corner road 50; navigation system not yet approachable) time: Wednesday the July 30, 2008 seminar from 14:00 to 18:00 get-together and Auszeichnng from 18:00 to 19:30 cost: participation certificates can be requested. The first Forum of the metropolitan region Rhine-Neckar in the fight against product piracy discussed concepts for the protection against counterfeiting, forgery protection technologies, as well as production-related, organizational and legal measures. Renowned speakers provide a spectrum of current possibilities and Limits to the brand – and product protection before. In the evening, the Mannheimer Epyxs GmbH “365 landmarks in the land of ideas” awarded by Deutsche Bank as a “Selected landmark 2008” and winners of the competition of site.. Preventive Medicine Research Institute insists that this is the case.
GASTRO-AWARD 2009 – the top 10 until the Awards top 10 is an essential prerequisite for the importance of gastronomy in the society also and especially the appreciation of each individual restaurateur. That means his services must be supported and highlighted. Here is our core competence. The participation of more than 6,000 dining establishments is a significant confirmation for our usage. We – the GASTRO-AWARD Germany AG – want to thank at this point for the overwhelming confidence, which you place in us. Even in difficult times, restaurateurs/inside Germany show an outstanding commitment and creative inventiveness. And be the better judge who could as their guests you have decided, expressed their thanks and therefore appreciated the performance of each individual company.
See the top 10 of the individual federal States under gastro award.de GASTRO-AWARD goes on tour at the Gala to honor it, not just the winners shall be a representative value for the gastronomy and accordingly to be appreciated by the public and the media. But if the main players of this evening, namely the restaurateurs, not in sufficient number are represented, this is not given. Many restaurateurs use the quieter summer weeks to make holidays even once. This led us to a country-wide survey: the ceremony of the winner of the Germany at the Gala will be held in the summer of 2009 or, as well as at the State winners in the respective companies? Not only our electronic mailboxes are defected, the lines also have annealed. The result is clear: in the plants the exact dates for the individual companies will be from late July announced. We can look forward to numerous awards. Eagerly we anticipate how you put yourself and your local GASTRO award ceremony in scene. As you have proven in the past years, they know how to party.
loan modification, Obama mortgage refinance, mortgage refinance with bad credit making home affordable program which introduced by Obama sometimes last year to help struggling homeowners through different loan modification and mortgage refinance programs. Two new programs are expected to be in function soon. Making home affordable refinance program are available to those who are having problem with current mortgage payments and are struggling to make both ends meet. Cancer research can provide more clarity in the matter. Ultra-delicate seeking home loan modification programs are requested to apply before December 31, 2012. another two new programs have commenced in April, 2010 last year Obama refinance plan which introduced with key task of helping homeowners facing hardship to pay their home mortgage by home loan modification and refinance plan. If you plan are considering applying for a refinance loan under the Obama, here is some vital information which you might find useful. To apply for home affordable refinance program (HARP), concerned applicants are instructed to meet their lender for further procedure. They are required to provide few essential documents like payroll, bank statement, list of income tax return and few others as required by specific lender. If you are unsure how to proceed, check out Professor Roy Taylor.
Most lenders want so demand letter of financial hardship which explains why the borrower needs to opt for home refinance loan program. Letter of hardship plays very important role to get approved for home mortgage refinance loan under HARP as it includes the most valid reason for financial crisis and your bank statements and even efforts taken by you to meet your basic daily requirement. Typically, Obama mortgage refinance plan is for those who have secured a mortgage loan on homes up to four units. Few other requirements to certify for this program include being current on mortgage payments for the last 12 months and has no late payment default for more than 30 days from the actual payment date. In any case, value of existing home mortgage should not exceed from 125% of the home existing market value. The other viable alternative under the Obama stimulus program is the home affordable modification program (HAMP). Both the HARP as well as the HAMP are meant for homeowners who are primary occupants of their pre-owned homes. Borrowers are eligible to apply for this program if the first mortgage is equal or less than specified HAMP limits.
Loan modification limits are $729,750 for single-unit family for two houses, $934,200 unit homes, $1,129,250 for three unit homes, or $1,403,400 for four unit homes. Under HAMP guidelines, if a borrower is eligible for a mortgage loan workout, his monthly mortgage installments would be not more than 31% of his of great monthly income. In order to ensure this, your lender would either reduce the rate of interest or extend the duration of your current mortgage loan. Further program detail can be increased from the official website of widely trusted loan goals, along with important guidelines for mortgage refinance with bad credit and other loan modification programs.